Calculate

Partner visa income and savings

The rules set out several ways to meet the money requirement, and a formula for making up a shortfall with cash savings. This works the formula for you and shows the published figures beside your own.

What it does: Applies the published savings formula to the figures you enter, for each income category the rules allow.
Set out in: Appendix FM and Appendix FM-SE of the Immigration Rules
Last checked: 19 August 2026
Rowan does not: Tell you whether your figures are enough, or what the Home Office will decide. It shows the published rule and your arithmetic, side by side.

Which category best describes your situation?

Category A — salaried, 6+ months with current employer

You've been with the same employer for at least 6 months on the date of application, earning at or above the threshold.

Category B — 12-month total

You've been employed for 12+ months but with less than 6 at your current employer, or income varies.

Category C — non-employment income

Pension, rental, dividends, trust, or similar income evidenced over 12 months.

Category D — cash savings only

No qualifying income. Rely entirely on savings held for 6+ months.

Category E — combined income + savings

Use savings to top up an income shortfall.

Category F — self-employment or director

Income from self-employment or a specified limited company, evidenced via last full tax year.

Gross annual salary

Months with current employer (as of application date)

The published threshold for Category A, next to the figures you entered. Rowan shows the numbers side by side — it does not score your application or decide the outcome.

Annual salary: £0
Months with current employer: 0
Threshold: £29,000

Evidence required for Category A

•6 months of payslips from your current employer
•6 months of bank statements showing salary deposits
•Employer letter confirming job title, salary, start date, employment type
•Guaranteed overtime / contractual bonuses can be included; discretionary cannot

Read the published rules on GOV.UK →

General route information — not advice on your specific application. For advice, consult an IAA-authorised adviser or an immigration solicitor.

Where these figures come from

The threshold and the savings formula are published by the Home Office. The most common reasons for refusal — financial-evidence errors, missing documents, and inconsistencies — are avoidable rather than genuine ineligibility.

House of Commons Library — The financial (minimum income) requirement for partner visas

Read the full rule

This tool gives general information about published immigration rules. It is not advice about your own application, and Rowan is not regulated by the Immigration Advice Authority. For advice, contact an adviser authorised by the Immigration Advice Authority or an immigration solicitor. Always confirm current figures on GOV.UK.